Sagicor Life Jamaica Limited is the only total health insurance company catering
to the widest cross section of Jamaica’s population.
Health
Insurance Products — Offering the widest range of health insurance
products to best suit the needs of our clients from individuals and students
to executives, associations and companies.
Please select from the menu options on the left for more information on our
group, individual, association, schools, and government sponsored plans
When traveling to the U.S.A and its provinces, your local benefits travel with you through the FastCard Programme, a service exclusive to Sagicor Life Jamaica Ltd. subscribers as part of the Sagicor. With FastCard, your core benefits - Local Base + Major Medical Benefits - contained in your local policy including, but not limited to Office Visits, In Patient Stay, Out Patient Services, Surgeries, Hospital Medical Visits, Physiotherapy, Radiotherapy, Chemotherapy, Dialysis etc.
How does it work? - The local currency amount stated on your paper cards is converted to US$ and paid to the Overseas provider. There is no time limit on how long you are in the foreign country or to notify us of the illness or services received. No pre-approval is required. The member simply presents his/her FastCard (swipe card) to the overseas provider of service who will then call the eligibility number listed on the back of the card. Eligibility (A check to see if the policy is active? What is the effective date?) and level of coverage is then sought by the Overseas provider and credit and or any applicable discounts are then extended to the member accordingly.
Providers — Coverage
for essential medical services – dental, optical, doctors, diagnostics, pharmacies.
ASO — Administrative
Services Only (ASO) of health benefits to commercial and public sector clients
e.g. Government Sponsored Schemes. "Sagicor Life Jamaica Ltd. provides administrative claims payment services only and does not assume any financial risk or obligation with respect to claims."
For more information on Government Sponsored Schemes, please select from
the corresponding menu on the left.